This handbook will guide you through the home buying process. There is great information about interest rates, contracts, contingencies, inspections, credit scoring, and many other important topics.

Here are the most important steps to take if you are looking to purchase a home:

1. Get pre-approved! This is by far the most important step to take.
2. Shop for homes with a qualified realtor. I have a team of experienced and well qualified realtors who will be happy to show you properties in the area and price range you are interested in.
3. Submit Offer. Your realtor will assist you in determining the correct offering price on the property
4. Escrow/Inspection Period. Once your offer is accepted it will take approximately 30 days to take care of all the inspections and close your loan on the property.
5. Loan Funding/Final Settlement. Once the loan funds and the title is recorded, you will be given the keys to your new home!

 Documentation Required for Most Loans

-Name and address of all employers in the past 2 years
-W2’s for past 2 years
-Paystubs for all jobs for the past 30 days
-Bank statements for the past 60 days
-Quarterly statements for investment accounts (401K, IRA, mutual funds, stocks, etc.)
-Tax returns for self employed borrowers

Need to sell your home?

Check out our 33 Ways To Sell Your Home Fast brochure.